Every time I rent a car (which admittedly, isn't that often), I remind myself to look into the LDW and insurance options before the next time I rent a car.
I know that whatever credit card I use covers me to a point, but I also know that car rental employees are somehow not doing their job if they aren't trying to sell me additional coverage. And they make it sound like the world will collapse if I don't take the LDW or whatever it's called. They always confuse me. Is there some value to what they are selling or is it a total racket? I have no idea. I smile, decline the coverage, and hope nothing hits my cheesy little rental.
I'm renting a car at Christmas, as part of my scheme to end up in Bolivia. No, I'm not driving to Bolivia. I'm taking the BoltBus down to Washington DC and renting a car there. I'll drive that to my mother's for a few days, then drop it off at National Airport (no "Reagan National Airport" for those of us who grew up in the shadow of "National," nosirree) on the 27th before flying to Peru via Miami. Neither of which is Bolivia. It's complicated.*
So this morning, I am perusing credit card websites. Apparently, "Terms and Conditions Apply." And it's "Subject to Change Without Notice."
My, how helpful.
Now I remember why I never worked this out before. It takes hours. Maybe even days.
Maybe I'll work on this some other day. Sure, that's it. Some other time.
Before the next time I have to rent a car.
*Actually, not that complicated. 30,000 frequent flyer miles gets me to Lima. 50,000 gets me to La Paz. I had 30k. Once I get to Lima, I have a paid flight to La Paz via a LAN South America Airpass, which is insanely cheap compared to direct flights. See? Easy.